I'm new here and thought I'd ask for some advice. My wife's mini-van was hit while parked at work by a co-worker and it turns out that the person who hit her may not have been covered by insurance when it happend. If we end up having to shell out for the deducatble what is the best course of action in pursing that payment from the lady short of legal action? I want to be firm and scare the crap out of her but I don't want to spend the money for an attorney that would cost more than the decutable itself. Thanks!