I was at Daytona, FL last weekend for the USTA's 6.5 and 7.5 combo championships. For the most part, the competition looked pretty fair in all the matches. There was 1 team, 1 particular player though, that absolutely painted the definition of ringer. If he had been the 4.0, I’d have just shrugged it off and say, it happens. However, he was the 3.5. Ground strokes were huge, VERY nice kick serve. A kick serve worthy of 4.5+ competition. Overall game and consistency was just way too good. It was insulting that he was ranked 3.5 though. I checked his name on the USTA tennislink site just to see what his stats were. He played combo, adult, and mixed leagues. Including championship/playoff matches, he played a total of 61 matches. Record: 53-8 Scores were not even close though. Counting all the sets he played, out of 122 total sets, he only lost 12 sets. He had 70 sets won with a score of 6-2 or better. He had 11 bagels. Meanwhile, my friend plays 2 matches on my 4.0 team, winning one against a 62 year old man, and the other he won 3 and 2, and he gets bumped to 4.5. In conclusion: I have no idea what the heck the USTA does to come up with a ranking.