Div II players who take 12 years off usually start out at 4.5...or maybe 4.0 if they are out of shape or really out of practice. This is true even if you weren't in top 6 on your college team.
Take a look at USTA's "elite player form"; it details the rules for self-rating ex-college players. I suspect you may have already violated USTA rules by self-rating at 3.5.
At any rate, time to move up to 4.0, boys. You'll improve quicker if you are challenged.
Last edited by Hedges : 12-10-2006 at 07:54 AM.