With the new usta guidelines you basically have two types of players: those who go out and play at the level they should and try to beat the tar out of anyone they play, and then you have those who simply play the "system" to stay at a lower level. If you are that far out of level it is pretty easy to "play" the system and stay under the "radar".
We have a running joke that the reason there aren't any 5.0 players in the next largest city in our state is because they are all playing 4.5 now.
I know people didn't like verifiers in my state but they are a lot better than the "computer". The computer rates people based on them being HONEST, and that's the big problem.