While I appreciate that S&V is best and people should have awesome overheads and the like, that is not reality. Not at 4.0, anyway.
The reality of league tennis up to the 4.0 level is that people can and do lob the BH of the net player. I do it *all the time.*
Also, remember that this scenario can happen mid-point, when a team is scrambling. I can assure you that there are many players who make a living hitting a short shot to the ad court player to draw her into net and then lob over her.
-- Random Error Generator, Version 4.0
-- Master Moonballer