Originally Posted by Cindysphinx
I'm not referring to a credit card dispute.
I'm saying either you agreed to terms and conditions when you paid, or you didn't.
If you agreed to terms and conditions (e.g. "No refunds in case of bad weather"), then suck it up and take the loss. Gotta abide by the deal you made.
If there were no terms and conditions, of course you get a refund because nothing was provided for the money. IMHO.
I realized you were not referring to a dispute but the credit card company will look at the terms and conditions. If it says "No refunds in case of bad weather" like your example, the credit card company will still bill you for the tournament fee.