Edit: to make sure everyone understands where Im coming from from now on... Alright, well my friend was talking to me and asked me these questions and so I wanted to get other's take on this. It is a serious issue that may or may not be something to worry about, depending on whether or not he is actually serious or talking in "what ifs": He wants some cash, and so apparently he had the idea of taking a check out of his mother's money market account check book. He said he could fill it out and might even sign the bottom himself with her name. He also seemed hesitant about going to the bank if he were to follow through on it, wondering if he would have any problems. I obviously told him not to do it for moral reasons and because it is against the law, but we got to talking and I had no actual answers for him on these things he brought up: If he just signs the check without trying to forge her signature, is there a way for the bank to catch him on this? Are there other ways the bank can catch this? Such as maximum amount of withdrawals. Would he actually likely get away free on it all as long as his mother didnt notice the difference on the account in the next statement? I dont know much about banking and so I had no answers for him. If I have some answers I would be able to tell him next time I see him and scare some fear into him to not do it. These answers hopefully would deter him from taking this action if he is indeed really considering it. Or I could just tell him to go enjoy the payday j/k... (HUMOR PEOPLE) My belief is that he was just talking hear-say but it is important I think for him to have these answers because I believe he would reject the idea completely if he thinks it is too risky for him.