When i was in London i saw an ad for crowdfunding. Sounded strange and kinda leftist to me. But i had a look at it . Its kinda cool as i understand it , it works like this: You have an idea you need to test . You join a crowdfunding group and present your idea . The network there can access and evaluate and if they like it invest a small sum. Many small sums ad up to become the capital thats needed to undertake and start the enterprise. http://www.crowdcube.com/ http://www.crowdcube.com/pg/how-it-works-4 Is there something like this in NY or CA ?