I have had Nationwide Insurance for Home/Auto/Umbrella for years. I am about to embark on the nasty, time-consuming, confusing task of comparing what we are paying with what else is on the market. I don't know whether Nationwide is a good insurance company to have. We've never had a claim. Are there any insurance companies that have a poor reputation? Are there any that are a little better about not giving their customers the shaft? Did I mention that I detest insurance companies?