I always thought the value of USTA ratings was to give you a tool to look for reasonably good matchups... so it might be helpful to a 3.5 man to know how his progress against his 4.0 woman hitting partner (or vice versa) would translate to playing against other men (or women).What I want to know is why so many men care if they can beat a woman in tennis. Does it do something for fragile male egos to declare, "I'm a 3.5 man, and I could beat a 4.0 woman in singles"?