To be fair,I think Murray deserved to have won at least one of the two.
*2010 final was not bad,I have a good recollection of that match and at no point Murray was terrible.
1st set: He was into every Federer serve game,but not clutch enough to break,Federer raised his level in the last 2 games to claim the set
2nd set: Federer was at the top of his game,could have even breadsticked Murray,but he hold his own and made it a decent losing scoreline
3rd set: Murray played well and should have probably won the set,kind of choked the TB
*2015 final: Murray played great for 2 and a half sets and likely doesn't collapse against someone not named Djokovic