I do keep putting money into something called PayTM which is for micropayments. I pay all my utilitities from that. But I am worried that they have my credit card info and might misuse it.
I also thought that credit card was not as safe as debit card since CC allows you to spend way over your amount, and also they keep raising your credit limit. I had a Citibank cc in the 90s and they kept raising my limit and that really frightened me that someone could misuse my card.
How is CC safer than DC ?