That is a guideline and not an edict. It is merely astarting point to gauge where the USTA thinks most with similar experiences fall. I played DII tennis and I can attest that does not mean you are a 4.5. I would say the average DII player is a 4.0. Some are as strong as 5.5 and some are as weak as 3.0. My observation is most USTA players are .5 out of level. The best are 1.0 out of level. This guy does not deserve the inquisition he is receiving. For those who did not play college tennis... it is not that big of deal when you get below big D1 programs.