I know a girl who is looking to join a USTA League team and is a former D-3 college player at an unranked school. I was looking at the experienced guideline chart and it says she would be considered a 4.5 player. Now my question is whether this guideline MUST be followed when self-rating or whether its just a general idea of how they should self-rate? I know her game and would say she's definitely a minimum of 4.0 but unfortunately I don't know what a 4.5 woman's game is like since I've never seen one, so I don't know if 4.5 is too high or just right. All I can compare her to is myself (I beat her 6-4, 6-4, and I can bagel some 3.5 women). I would feel bad if I talk her into joining a league at 4.5 and it turns out too high. But if the system forces her, then I'd like to know that in advance because you can't self-rate until you have a team so she'd have to find a team at the right level first.