Sentinel
Bionic Poster
Woke up at 5:30 or so to go for a run, and checked my SMS/messages.
Someone had at roughly midnight used my Stan Chart debit card on Uber for about Rs 4500 (thats a huge amount to use on Uber). I am asked to SMS "2" to a number if i did not make the transaction, but the SMS does not go through.
Then I get another message that someone has spend Rs 79 at American Foundation 3 minutes before that (around 12:07am). Again, I am to immediately send a "2" to a number if i did not. But 6 hours have passed.
The strange thing is that my debit card is under lock and key, I have never used it at an ATM or shop, maybe only twice I have done an online purchage on Amazon (once was 3 years back). So the card has been in my cupboard all along.
My relationship manager gave me the number of the online banking, so called them and they want me to go to the cyber-crime cell (police) and lodge an FIR. (First Information Report) or something, basically a complaint. Had the card blocked immediately of course.
According to the cyber-crime website, I have to get some information (printouts) from the bank and then lodge the FIR.
So off to the bank. My mum thinks there's no point going to the police. Nothing will happen. Even i am not sure how much time and effort I should spend in chasing this amount. She was wondering if we should talk to our lawyer, ( but I know that his charges will be way in excess of the amount I have lost. )
What do you folks think ?
- Should I get involved with the cops on this ?
- Since the card is in my possession, do you think this is some flaw in the system.
- The customer care guy asked me if I had ever used this card on Uber, but the point is that the card number was used in two different locations so it does not seem like something in Uber's system.
- Also since the person did not try to clean out my account, or withdraw cash, I am wondering whether this is really someone doing something malicious. He just did two transactions, and the Uber one could be traced to him through his mobile number.
- Using the card at midnight does seem suspicious. And a tiny amount of Rs 79 at something called American Foundation at that time ???
I do keep reading of some foreigners who are scanning ATM's and then withdrawing cash from accounts and then partying in Thailand, but I have not used this at an ATM.
Thoughts ?
Someone had at roughly midnight used my Stan Chart debit card on Uber for about Rs 4500 (thats a huge amount to use on Uber). I am asked to SMS "2" to a number if i did not make the transaction, but the SMS does not go through.
Then I get another message that someone has spend Rs 79 at American Foundation 3 minutes before that (around 12:07am). Again, I am to immediately send a "2" to a number if i did not. But 6 hours have passed.
The strange thing is that my debit card is under lock and key, I have never used it at an ATM or shop, maybe only twice I have done an online purchage on Amazon (once was 3 years back). So the card has been in my cupboard all along.
My relationship manager gave me the number of the online banking, so called them and they want me to go to the cyber-crime cell (police) and lodge an FIR. (First Information Report) or something, basically a complaint. Had the card blocked immediately of course.
According to the cyber-crime website, I have to get some information (printouts) from the bank and then lodge the FIR.
So off to the bank. My mum thinks there's no point going to the police. Nothing will happen. Even i am not sure how much time and effort I should spend in chasing this amount. She was wondering if we should talk to our lawyer, ( but I know that his charges will be way in excess of the amount I have lost. )
What do you folks think ?
- Should I get involved with the cops on this ?
- Since the card is in my possession, do you think this is some flaw in the system.
- The customer care guy asked me if I had ever used this card on Uber, but the point is that the card number was used in two different locations so it does not seem like something in Uber's system.
- Also since the person did not try to clean out my account, or withdraw cash, I am wondering whether this is really someone doing something malicious. He just did two transactions, and the Uber one could be traced to him through his mobile number.
- Using the card at midnight does seem suspicious. And a tiny amount of Rs 79 at something called American Foundation at that time ???
I do keep reading of some foreigners who are scanning ATM's and then withdrawing cash from accounts and then partying in Thailand, but I have not used this at an ATM.
Thoughts ?